This Retail Excel Financial Model made by Oak Business Consultant is a template for businesses related to the retail industry. Hence, the figures in the excel template have multiple categories with multiple types of products in each category. So the users can re-name those to whatever categories that fit their retail business. Therefore, the model is dynamic multi-purpose and is capable of adopting any retail business that sells various product lines.
The following assumption logic explains how revenues and expenses are populated, as per various inputs.
Each sub-category allows users to have a low/mid/high pricing tier so you can determine the % of sales coming from each pricing level. Hence, the user can generalize the sub-categories to get a better feel for the true average revenues coming in.
The Dashboard, which is a graphical representation of revenue, sales, and breakeven, is dynamic. So, any change in value will have an impact on it. Hence, we have included Investment data, Expenses, Revenue model, Cost model, and OpEx in sheet 2. Therefore, you can just change values and assumptions which automatically will have an impact on other sheets.
Based on all these various assumptions, the user will automatically see the monthly P&L populate and this shows all revenues from each sub-category, the sales count for each, the cost for each, and on based on low, mid, high-level pricing tiers.
Shows the amount of annual revenue needed to break even each year based on the total variable costs and fixed costs (also shows the number of months needed to break even (leveraged / non-leveraged
The Three Financial Statements
1. Yearly P&L
The yearly P&L gives you complete insights into revenue and operating expenses. Since the yearly P&L also contains several graphs, assumptions, ratios, margins, net profit, earning, cost of services, and profit after tax.
2. Cash Flow
Discounted Cash Flow Valuation Includes various exit valuation methods.
3. Balance sheet
The Retail Business Excel Financial Model contains 3 years easy to understand balance sheet with monthly tabs
Net Present Value (NPV) is the value of all future Cash Flows(positive and negative) over the entire life of an investment discounted to the present. This model includes Investment required, Equity raised, Future values, Net Income, Total Investment, WACC, EBITDA, and Growth rate
Earnings Before Interest, Taxes, Depreciation, and Amortisation and is a metric used to evaluate a company’s operating performance linked with the income statement and other sheets
Depreciation and Amortization
This model contains a Three-year projection of depreciation and amortization.
Use of model
The excel model is most suited to almost all kinds of retail businesses like:
- Grocery Store
- Merchandise Stores
- Non-Store Retailers
- Special Service Shops